Rare Lake Norman waterfront opportunity with no HOA! Welcome to The Cottage on Osprey Cove, a beautifully renovated 2-BR, 1-BA retreat offering 150 ft of prime shoreline and a spectacular year-round, 1-mile water view. Situated on a beautiful lot on Kiser Island, this move-in-ready cottage blends 1966 classic charm with modern updates, featuring pristine hardwood floors, a 5-year-old roof & HVAC, and stunning sunrises from the living room and primary bedroom. The ultimate outdoor lifestyle awaits on the expansive screened porch and open grilling deck. Boaters will love the 30 ft floating dock with boat slip, water, and power-offering deep, year-round water even at lowest lake levels. The property features exceptional expansion potential. lake-fed irrigation, 360-degree security, and ample parking for an RV/boat trailer. Enjoy quiet, peaceful living but also only minutes from dining, shopping, and top-rated schools.
Details
MLS #
4393376
Listing Type
For Sale
Style
House
Sub-Type
Resale
Status
Active
Year
1966
Days On Site
128
Listing Provided By
Lake Life Realty | Angela Johnson
Features
Bed(s)
2
Bath(s)
1 Total
SQ Feet
805
Story(s)
1
Acreage
0.49
Water Front
Yes
Property View
Water, Year Round
Interior
Cooling
Central Air
Heating
Electric, Forced Air, Heat Pump
Appliances
Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
Exterior
Roof
Metal
Security Features
Security System
Construction Materials
Hardboard Siding
Foundation Details
Crawl Space
Lot Features
Waterfront
Parking
Garage Yes / No
No
Parking Features
Driveway, RV Access/Parking
Utilities
Utilities
Electricity Connected
Other
List Aor
Central Carolina Association of Realtors
Taxes
Property
643700
Area Information
State
NC
County
Catawba
City
Terrell
Zip Code
28682
Area
Catawba
School District
Bandys
Elementary School
Sherrills Ford
High School
Bandys
Listing VS Median (in 28682)
Price: $974,900
low | high
Med: $600,000
88.455226177044% of Average
sqft: 805
low | high
Med: 2,929
100% of Average
$ / sqft: $1,211
low | high
Med: $205
100% of Average
On site: 128
low | high
Med: 5
100% of Average
Sourced by Back At You
Market Activity 28682
Date
Sales
Avg $ Per SqFt
Min Sale Price
Max Sale Price
Med Sale Price
Date: Sep 2026
Sales: 1
Avg $ Per SqFt: $621.34
Min Sale Price: $3,500,000
Max Sale Price: $3,500,000
Med Sale Price: $3,500,000
Date: Jul 2026
Sales: 66
Avg $ Per SqFt: $287.9
Min Sale Price: $65,000
Max Sale Price: $2,265,000
Med Sale Price: $393,795
Date: Jun 2026
Sales: 2
Avg $ Per SqFt: $168.89
Min Sale Price: $265,000
Max Sale Price: $345,000
Med Sale Price: $305,000
Date: May 2026
Sales: 7
Avg $ Per SqFt: $310.8
Min Sale Price: $122,500
Max Sale Price: $1,890,000
Med Sale Price: $345,000
Date: Apr 2026
Sales: 6
Avg $ Per SqFt: $256.4
Min Sale Price: $95,000
Max Sale Price: $1,250,000
Med Sale Price: $330,750
Date: Mar 2026
Sales: 5
Avg $ Per SqFt: $276.14
Min Sale Price: $149,500
Max Sale Price: $960,000
Med Sale Price: $325,000
Date: Feb 2026
Sales: 5
Avg $ Per SqFt: $247.58
Min Sale Price: $177,500
Max Sale Price: $3,470,000
Med Sale Price: $560,000
Date: Jan 2026
Sales: 5
Avg $ Per SqFt: $318.16
Min Sale Price: $376,000
Max Sale Price: $2,100,000
Med Sale Price: $1,025,000
Date: Dec 2025
Sales: 5
Avg $ Per SqFt: $223.28
Min Sale Price: $274,000
Max Sale Price: $1,350,000
Med Sale Price: $332,000
Date: Nov 2025
Sales: 4
Avg $ Per SqFt: $231.03
Min Sale Price: $275,000
Max Sale Price: $750,000
Med Sale Price: $457,500
Date: Oct 2025
Sales: 2
Avg $ Per SqFt: $265.86
Min Sale Price: $1,215,000
Max Sale Price: $1,375,000
Med Sale Price: $1,295,000
Sourced by Back At You
Sep 2026
Sales:
1
Avg $ Per SqFt:
$621.34
Min Sale Price:
$3,500,000
Max Sale Price:
$3,500,000
Med Sale Price:
$3,500,000
Jul 2026
Sales:
66
Avg $ Per SqFt:
$287.9
Min Sale Price:
$65,000
Max Sale Price:
$2,265,000
Med Sale Price:
$393,795
Jun 2026
Sales:
2
Avg $ Per SqFt:
$168.89
Min Sale Price:
$265,000
Max Sale Price:
$345,000
Med Sale Price:
$305,000
May 2026
Sales:
7
Avg $ Per SqFt:
$310.8
Min Sale Price:
$122,500
Max Sale Price:
$1,890,000
Med Sale Price:
$345,000
Apr 2026
Sales:
6
Avg $ Per SqFt:
$256.4
Min Sale Price:
$95,000
Max Sale Price:
$1,250,000
Med Sale Price:
$330,750
Mar 2026
Sales:
5
Avg $ Per SqFt:
$276.14
Min Sale Price:
$149,500
Max Sale Price:
$960,000
Med Sale Price:
$325,000
Feb 2026
Sales:
5
Avg $ Per SqFt:
$247.58
Min Sale Price:
$177,500
Max Sale Price:
$3,470,000
Med Sale Price:
$560,000
Jan 2026
Sales:
5
Avg $ Per SqFt:
$318.16
Min Sale Price:
$376,000
Max Sale Price:
$2,100,000
Med Sale Price:
$1,025,000
Dec 2025
Sales:
5
Avg $ Per SqFt:
$223.28
Min Sale Price:
$274,000
Max Sale Price:
$1,350,000
Med Sale Price:
$332,000
Nov 2025
Sales:
4
Avg $ Per SqFt:
$231.03
Min Sale Price:
$275,000
Max Sale Price:
$750,000
Med Sale Price:
$457,500
Oct 2025
Sales:
2
Avg $ Per SqFt:
$265.86
Min Sale Price:
$1,215,000
Max Sale Price:
$1,375,000
Med Sale Price:
$1,295,000
MLS #: 4393376 Listing Provided By: Lake Life Realty - angiejohnsonhrcc@gmail.com
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Listings courtesy of Canopy MLS as distributed by MLS GRID.
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MLS #: 4393376 Listing Provided By: Lake Life Realty - angiejohnsonhrcc@gmail.com