My Info

Frances Warner

5826 Beach Drive SW
Shallotte, NC 28470
(910) 754-6782
(910) 233-7030
(910) 754-5139
My Website
5826 Beach Drive SW, Shallotte, NC 28470

Meet Frances Warner

There are many qualities and skills that go into being an excellent real estate professional - integrity,  in-depth community and market knowledge, marketing savvy, effective negotiation skills and a high-quality professional network, all of which are hallmarks of how Frances works.

That said, in her experience as an Ocean Isle Beach real estate professional, she has found that providing the very best service is essentially about putting her clients first.  This means keeping herself accessible, being a good listener as well as communicator, and responding quickly to your needs.

Frances has been selling real estate in Ocean Isle and in Brunswick County for twelve years.  In 2001, 2003, 2005, 2007, 2009, 2010 and 2011, she was the Top Producer for Cooke Realty.  In 2009, and 2010 she was the #3 agent for Brunswick County and the #1 agent for Ocean Isle Beach.  In 2011, Frances was the #4 Agent in Brunswick County and again, the #1 agent for Ocean Isle Beach.   In 2012, Frances was the #5 agent in Brunswick County and finished the #1 agent for residential properties on Ocean Isle Beach.  In 2013, Frances received the Realtor of the Year award from Coldwell Banker Sea Coast Advantage, was the #1 Individual Agent in Brunswick County, and once again the #1 agent for Ocean Isle Beach.  In 2014, Frances was the #1 Individual Agent in Brunswick County and the #1 agent for Ocean Isle Beach.  In 2015, Frances received the Realtor of the Year award from Coldwell Banker Sea Coast Advantage, was the #1 Individual Agent in Brunswick County, and the #1 agent for Ocean Isle Beach.  In 2016, Frances once again received the Realtor of the Year award from Coldwell Banker Sea Coast Advantage, was the #3 Individual Agent for Brunswick County, and #1 agent for Ocean isle Beach.  In 2017, Frances received the Realtor of the Year award from Coldwell Banker Sea Coast Advantage, was the #2 Individual Agent in Brunswick County, and once more was the #1 agent for Ocean Isle Beach.

This “client-first” philosophy has always been Frances' approach and it requires her to continually improve her skills and ways of doing business.  In addition, she has found that the cutting-edge technology that is provided by Sea Coast to the ongoing education, has allowed her to stay one step ahead of the competition at all times.

"I believe in education and I am constantly taking classes to keep myself abreast of the market.  I care about my clients and it is my personal mission to provide the very best service and to go that extra mile".

Frances admits that her success is largely attributed to her husband.  "It is through my husband's love and support that gives me the drive that I have to succeed and to be the best that I can be".

Frances and Dick are a blended family with six children.  Their passion is traveling and seeing the world. 

Take a look at her website, and read what her clients have to say.

If you are thinking of buying or selling, give Frances a call and start packing!

Education:  Frances grew up in Wilmington, NC and attended the public schools, graduating from New Hanover High in 1971.  She is a graduate of Peace College in Raleigh and received her BA from North Carolina State University.  She continued her studies at East Carolina University and received a masters degree.  Frances is continuing her studies in EFM (Education for Ministry) through Sewanee, The University of the South.


What my clients are saying (50)

07/15/2018 - DonaWalkNeal

We were lucky to find Frances Warner when we began the process of selling our rental property! She worked for us from Day 1 until the final document was signed, and beyond! Frances is a top producer on the island & it is easy to understand why given her responsiveness, professionalism and work ethic. We were able to close on our sale in less than 90 days after listing with Frances. Highly recommend!

07/09/2018 - djtoal

Frances and her team are top notch. Every aspect of our property sale was taken care of with care and professionalism. Francis is a top real-estate performer for OIB - and you can tell why when working with her. Very satisfied with the results and will use Francis and her team in the future.

07/09/2018 - chrischeek02

We have bought and sold 6 homes in 4 states and the purchase process of our vacation home at Ocean Isle Beach with Frances Warner was the best experience so far! Frances was a true advocate for us, her clients. She and her team lead us through the
entire closing process to include the mortgage and insurance nuances associated with an oceanfront home. I would HIGHLY recommend Frances and her team!

07/01/2018 - Michelle Dewitt

The most agonizing and stressful experience we have ever had in selling a home
Doesn't Listen!
Ignores criticism, doesn't apologize for mistakes
Does NOT work in the customers interest
Primary concern is maintainence of a high sales record
This is just a taste of the 90 day ordeal
Read ratings on OIB Coldwell Banker site
We didn't and we paid dearly

Wow - I have had 84 reviews with 5 stars (one review with 4.5 stars) and out of all of these reviews, I have this one with a rating of "one". As we all know, you can't please everyone!! I believe my sales record shows that I am doing something right. I wish these clients the best as they move on to the next chapter of their life. My reviews below speak for my record.

06/04/2018 - stblaise5

Frances was consistently updating us on all matters. The house was shown almost every day, sometimes more than once a day. She is very personable and caring.; we felt that she was working for us as a friend. The final sale price was exactly as she predicted. Working with her selling our fifty year old beach house was a pleasure.

05/09/2018 - Amy Mossman

Kathy was amazing. I had made a decision to purchase a home in the area quickly, and she truly was the best thing I could have wished for in a realtor. Professional, knowledgeable, honest and helpful (not to mention kind and a joy to work with), she understood my needs and price range from the get-go and was extremely helpful in finding a home that is perfect for me in an area I absolutely love! She directed me to other sources needed in the process which helped make the entire process smooth, quick and efficient. I can't wait to come home every day! Thank you, Kathy! I love love LOVE my new home in Calabash!

04/23/2018 - zuser20170426185130881

Francis is a real pro and handled everything from offer to closing while we were on a cruise in the Indian Ocean 12,000 miles away and largely out of touch. We highly recommend her!

03/14/2018 - jr0KI

We couldn't have been happier with the service that Frances Warner provided us, pre and post, the purchase of our home. There is a reason various website rated her so high - Frances is simply the best in the business. Day, night, weekends - she was looking out for us. We would work with her again in a heart beat!

03/12/2018 - paulaqureshi

Shakil and I can not say enough great things about Frances and the whole team. Frances was always available day and night. Her assistant, Sharon was also very responsive and always prompt in her communication. Barbara was so helpful, especially with fishing tips.

03/02/2018 - jfrosemond

Frances and her team worked closely with us to understand all of our needs and tailored their actions to assure that they were met. She assisted us in preparing the unit for sale by managing contractors and assuring that everything was prepared for showing and eventually our closing. Her team did a great job in marketing the unit as was evidenced by a very high volume of showings. The communication level kept us well-informed the throughout the entire process and gave us great peace of mind.

02/07/2018 - swarner0025

I signed with Frances because she was professional and knowlegable.
She was realistic throughout the process. She followed up regularly and gave good, current information.

01/07/2018 - loronlyne7

Frances is by far the best real estate agent we have ever dealt with.
She was professional, knowledgeable and hard working. She made the process easy from beginning to end. We would definitely recommend Frances to anyone looking for a home in the OIB area!

10/26/2017 - gfhenley

Frances Warner is the consummate professional. She has a wealth of knowledge concerning the market and is just an all around nice person. We have both listed a home(5 years ago) and more recently bought a lot with Frances' help. She sold our beach house in a week's time! Wow!

Frances makes the craziness of buying and selling your home an enjoyable experience. I am honored to recommend Frances Warner.

10/23/2017 - leebollinger6

Frances worked extremely hard to sell our house. Beautiful promotion from day one. She was always available and responsive. She gives straight advice with an upbeat attitude. She earned every penny of her commission. Her support staff is first rate. Her Christian integrity is priceless. Glad she and her staff were in our corner. Thanks Frances and staff!!!

10/18/2017 - user03223662

Frances has handled a home purchase for us and. Home sale for us. She is a top notch realtor who is knowledgeable, trustworthy and works extremely hard! I would highly recommend Francis with all your needs!

10/18/2017 - gpdhionis

I initially had another realtor/broker assigned to sell my beach home. One year later it was still on the market. I changed to Frances and she was able to sell the property in a very short period of time. One note- Frances and her office were in constant contact with me. I highly recommend her she was terrific!

10/04/2017 - ewadinger

Frances seems to be a highly capable and considerate realtor. She provided us with all the information that we needed and explicitly described all of the forms needed to complete our home purchase.

10/02/2017 - user02817405

Frances was excellent. She is extremely knowledgeable and worked very hard to find a house that served our needs. When my wife couldn't travel after a medical procedure, Frances allowed us to keep searching for the right house by going to houses and touring them while we joined remotely using face-time. What great service!

She also walked us through every step of the process and provided very helpful suggestions and recommendations and the necessary documentation that we needed. Her service was fantastic and she is so nice and easy to work with. My wife and I highly recommend her!

10/01/2017 - jbyers6204

She provide excellent advice on direction of purchasing certain homes and property and walked the line of supporting an interest vs steering away Very good with negotiating and dealing with issues. Also exceptionally responsive to inquiries and questions.

09/16/2017 - zuser20140608061341306

Outstanding realtor. Friendly, knowledgeable, thoughtful and effective in the sale of my home. She is a great communicator, well known in the region and a can do realtor. Her support staff are also very helpful.

09/14/2017 - bdkbdorr

Frances recently listed and sold our home. She was tireless and treated us like selling our home was her most important priority. She as been the top selling agent for a number of years. She came to us with a database of potential buyers, was very knowledgeable of the market and the island. She followed up quickly after every showing, evidenced strong organizational skills. She used a coming soon video on her facebook page which had significant interest before the sign every went up in the yard! If you are looking for a diligent agent who is focused on selling your home for top price, Frances should be the agent that you call!

08/25/2017 - cautry57

Frances Warner spent time with us over the phone understanding our needs for purchasing a second home. She then provided us with an app that would give us updates on homes that either came up for sale or had a change in price. Since we did not live in the area, she provided a video walk through of the 1-2 houses that we liked. Upon our visit to the OIB area, she took us around to those houses where she provided supporting information about the area around each house. Finally, she provided a summary book of ask and sold pricing and house features to help us in the negotiation on our selected property.

06/08/2017 - stevegore

Frances is very professional and researches the property to maximize the value. She is a masterful negotiator and knows her market. I would recommend her to anyone who has a property to sell.

05/29/2017 - jthrift

Frances did a beautiful job of listing our house, making it extremely attractive to buyers. She carried us through the closing process, attending to every detail. We would recommend her to anyone wanting to sell a home in this area.

05/24/2017 - gstrickland72

Frances has extensive knowledge of the market. Was very helpful in helping me with my negotiations with the buyer. She helped me hold firm in the process

05/14/2017 - user79391367

Frances was wonderfull to work with. Always available and ready to help, as I had many questions while buying my first house. She knows the area very well.

03/15/2017 - lia396

. Frances is the only real estate person that I would ever use. She is the very best , so if you want results go with the best, and that is Frances Warner.
Frances not only sold our home, but responded to all our needs
as absentee owners, and handled all the many unexpected problems
as they developed quickly and efficiently.
In short, Frances was not only like an old and trusted friend, she
was like a Loving caring family member.
Gives Frances Warner, the highest recommendation possible !

03/07/2017 - Bill Marcella

Would you believe that (over the last seven years) my husband and I have purchased: not one, not two, not three but FOUR beach properties with Frances Warner's (and her support team!) assistance and guidance?! That speaks volumes for her repeat and loyal clientele. We are honored and privileged to call Frances Warner our personal realtor in OIB. She gets the job done!

03/07/2017 - mholoman4

We have worked with Frances on several properties. She knows the area, and works hard to make you happy with your buying or selling experience. A top notch professional, we highly recommend her.

02/15/2017 - robvanbrederode

I have purchased 3 properties on Ocean Isle Beach through Frances Warner over the past 4 years. Prior to any of the purchases, I worked with her for 2 years trying to locate "the right property". We now refer our friends that are also real estate investors to her. She is very savvy about the local market, and has helped me find the right investment property for the right price. I have appreciated her negotiation skills, and feel that I would never use a different realtor to buy a property in her area.

01/19/2017 - gearabea6

We've bought and sold many houses over the years. More often than not, the process can be frustrating. Our current purchase on OIB was just the opposite, primarily because of Frances. Frances was tireless and professional in working with both us and the sellers to help make our dream a reality. She was great on follow up and communicating each step, while keeping us informed throughout. She has solid knowledge of the market trends, the area, and has built great relationships with all folks involved (lenders, inspectors, contractors, etc). It helped make the process go smoothly and made the experience a pleasant one. We've been in our new place for a couple of months and Frances still stays in contact to see how things are going. Bottom line, our relationship didn't end once the sale closed. Thank you, Frances

09/07/2016 - scrooks60

Frances has helped us sell two OIB homes and purchase one. She is responsive and knowledgeable about OIB sales. She assisted us with warranties and repairs. I highly recommend her.

08/19/2016 - user3688641

Frances brings integrity, trust and a wealth of information to the table. Our search for a beach property spanned a year(!), but she was very patient with us, kept us informed on the market, and was always available as we sorted thru opportunities. Even as we zeroed in on our ultimate property, she never pushed a sale. She brought 20+ years of experience and a host of specialist to bear to help us work through questions. She was there every step of the way thru the negotiation and close. Her contacts in that respect made it one of the smoothest closes we've ever experienced. Throughout, I always felt I could trust Frances; that she had our best interests at heart. She repeatedly said her goal was to make sure we were happy with our decision and never pushed for a sale. How refreshing! I would urge anyone looking at property on Ocean Isle to call Frances. She is all you will need!

08/18/2016 - millright2

Very prompt and detail oriented. Our property was on zillow within 24 hours of listing. All paperwork ready and available on-line within hours of notification. Frances made selling our house a pleasure.

06/08/2016 - zuser20140623192536132

Frances was extremely helpful as we were buyers from out of town. She answered phone calls and worked diligently throughout all hours of the day and evening. She negotiated very strongly and got us a great deal under market value. I have bought 5 homes throughout the country and she was the best agent I have had the privilege of working with. I strongly encourage any potential buyers or sellers to call Frances first…you will not be disappointed. Thanks Frances for all of your hard work.

05/04/2016 - ksfjones

We loved working with Frances! She is easy to get along with and a great negotiator. We have some experience in buying and selling homes and this was a great experience despite some problems with sellers along the way. It took a few tries to get the right deal but Frances never gave up on us!Frances was helpful, friendly and very knowledgeable. We'd work with her again any time!

04/03/2016 - david smith6347

I have bought and sold numerous properties over many years, and France's is excellent . She is professional, personal, and works very hard to help you, the customer. She is on your side .
I would highly recommend her to anyone who is looking for the best .

11/12/2015 - bonnie080

Frances was very friendly and helpful during the time she spent with us in our search for a condo. It was obvious that she enjoyed her job and did her best to meet our needs.

10/31/2015 - juliapigg

We listed our condo with Frances in late spring so that we could have the benefit of summer visitors viewing it. I was very impressed with Frances the first time I met with her. Her knowledge of the area and the sales that were going on was wonderful. She helped us establish a sale range for our condo with that knowledge.
If I ever had a question, she was very quick to respond to it. Since the partners in our condo were using it during the summer weeks, I did request that she notify me of any showings that were to be held so that I could make sure it was ok with the occupants. She did so very kindly.
When an offer to buy our condo came in, Frances was there to advise us on the offer. When we had questions concerning what was to be left in it, she helped there.
I really apppreciate all that Frances did for us in helping us sell our condo and would reccommend her to anyone wishing to sell in the OIB area.

10/29/2015 - Lynda merritt

There's only one way to say it , Frances is simply the best! We feel so lucky to have found her and her awesome team! You won't find a more professional, caring, responsive, and knowledgeable real estate professional. She hits it out of the ballpark! We really can't say enough good things about her. If you want the best, you can't go wrong with Frances.

07/14/2015 - cschenck

Frances Warner was the first and only person we wanted to call in regards to helping us purchase our home in Ocean Isle Beach, NC. Frances was a representative for us when we sold a home in Ocean Isle Beach before and I had already recommended her to my sister, who also purchased a home from her a few years ago. I would not recommend any one to a family member unless I felt confident that she would get the job done. Her knowledge of the area and her professionalism made our decision when selected a realtor representative a no-brainer! Frances is a hard worker, professional, years of expertise in the area, and one to make a process of purchasing and closing on a home an easy experience for anyone. Whether you are a first time homeowner or a repeat homeowner, you can't find anyone else that could beat her! You feel comfortable with her and know that what she is helping you with or guiding you with is the way to make your dream come true! Frances is the best - no one can top her!

What a nice review! Many thanks for your kinds words. I am looking forward to when you all will be in the area permanently so we can get together - sit on the deck of your amazing home and enjoy the ocean views. You both were great to work with and made my "job" easy!

06/25/2015 - willtricomi

Frances Warner did a superb job as our realtor twelve years ago and again this past year. She is a steel magnolia. She is kind, warm and convivial, but steely tough when it comes to negotiating the best possible financial deal for you.

Thank you so much for your kind review. Of all the sellers I have worked with - your dedication in making sure everything was ready with the house rates at the top of the list of sellers. I truly enjoyed every minute in working with you all. Wishing you all the very best.

06/15/2015 - user12152848

Frances was very knowledgeable about the properties listed and knew the history of each house we looked at. She was available when we needed her and gave very good advise to help us during the process. Even though she was the agent for the sellers as well, I thought she was fair with her representation to us. Our closing was a nightmare but she was understanding and compassionate. Frances worked hard for us and I would highly recommend her.

You all were GREAT to work with and I am sooooo sorry the "closing" was a nightmare. I think if the lender had been different - we would have had a better outcome! BUT - you all hung in there and were troopers - and just remember that our relationship has just begun. :-)

06/14/2015 - gearhead1954

I think that anyone looking to buy or sell property at Ocean Isle Beach
would find it difficult to find another agent to match the integrity, professionalism, and in depth local knowledge of Frances Warner.

She found the right buyer and worked with us both tirelessly until the sale
closed. She never failed to return a call. I would bet REAL money the buyer feels exactly the same way.

06/01/2015 - swpugh2

Having bought and sold a number of properties before, and being a retired marketing professor, I went into this transaction with Frances Warner with high expectations. I was not disappointed!
In all aspects of the relationship, she was a true professional. I always felt that she held my interests and concerns foremost in her mind and that I was very important to her.
In summary, without hesitation, I would use Frances again to buy and/or sell a beach property. She doesn't help people buy and/or sell houses..."She helps make people's dreams come true."
Thanks for the good service!! Steve and Martha Lou

Steve and Martha - You both are so kind to write this review and needless to say - you know I enjoyed every moment working with you all. You worked hard to make the sale happen and that made my job easy. One of these days I am going to get to Richmond to take that tour from the expert guide!!!! :-)

05/11/2015 - john ansede

We knew we wanted to work with Frances after talking to her and receiving the first email from her that had a very comprehensive breakdown of the Ocean Isle Beach market that helped us focus our search. She listened to what our interests were and made the best use of our time in finding our vacation home. We had a great experience working with Frances and we would highly recommend her to others that want to work with a realtor that is courteous, professional and serves the best interest of her clients.

Thanks so much John. You and Heather were such a pleasure to work with and I am glad everything worked out so well. Please remember that I am here for you all anytime you have questions about the market or have any real estate needs. Wishing you many years of building great memories at the beach!! :-)

05/02/2015 - cpurser

Frances is very knowledgeable of the properties she presents to her clients. She was extremely helpful helping us find the right property through assessing our wants and our budget. She also worked with us expeditiously during negotiations for our new condo and ensured our thoughts were conveyed to the seller in order to close the deal. Frances is a true professional and all real estate representatives should do so well for their clients.

Thanks Cecil!! We did have a long journey together but we found the best possible property for you and Andrea. I am so happy for you both and I enjoyed so much working with you both. Stay in touch and let me know when I can stop by for a visit!

04/07/2015 - jmcgraw7

Frances was very professional and competent in helping us sell our beach house. She gave us good advice on things to improve before putting it on the market and worked closely with us and the other realtor to put the sale together. I would highly recommend Frances for any real estate transactions in OIB and surrounding areas.

03/17/2015 - ahjam4

Frances is the ultimate professional. She found the property that met all of our specifications. She was responsive to every email, phone call, and need we had during the buying process...and even after the sale was completed. She covered every detail - and did so with both a personal and professional touch. We would recommend her to anyone - she is wonderful! Thank you, Frances!

03/10/2015 - cascism

Frances has always been an excellent realtor. We bought our house from her in 2001 and she has represented us in all of real estate endeavors.

She always been honest and easy to work with. I would and have recommended Frances to every one who needs a realtor in Brunswick County.

Thanks so much for your kind review. You all have always been so loyal and kind to me. I love the fact that you all were my VERY FIRST clients on Ocean Isle Beach! That makes you all extra special to me!!! :-)

Active Listings (17)

Property Address Details Price
260 East First Street, Ocean Isle Beach, NC 28469 Property Photo
260 East First Street
Ocean Isle Beach, NC 28469
5 Bed(s) | 4 Total Bath(s) | 2,466 SqFt$1,199,000
5 Moore Street, Ocean Isle Beach, NC 28469 Property Photo
5 Moore Street
Ocean Isle Beach, NC 28469
5 Bed(s) | 5 Total Bath(s) | 2,880 SqFt$860,000
211 E Second Street, Ocean Isle Beach, NC 28469 Property Photo
211 E Second Street
Ocean Isle Beach, NC 28469
5 Bed(s) | 7 Total Bath(s) | 2,991 SqFt$849,000
44 Cumberland Street, Ocean Isle Beach, NC 28469 Property Photo
44 Cumberland Street
Ocean Isle Beach, NC 28469
5 Bed(s) | 5 Total Bath(s) | 2,880 SqFt$790,000
259 E First Street, Ocean Isle Beach, NC 28469 Property Photo
259 E First Street
Ocean Isle Beach, NC 28469
5 Bed(s) | 5 Total Bath(s) | 2,628 SqFt$695,000
663 Parish Drive SW, Supply, NC 28462 Property Photo
663 Parish Drive Sw
Supply, NC 28462
4 Bed(s) | 4 Total Bath(s) | 4,074 SqFt$695,000
451 E Seventh Street SW, Ocean Isle Beach, NC 28469 Property Photo
451 E Seventh Street Sw
Ocean Isle Beach, NC 28469
5 Bed(s) | 4 Total Bath(s) | 2,262 SqFt$650,000
252 E First Street, Ocean Isle Beach, NC 28469 Property Photo
252 E First Street
Ocean Isle Beach, NC 28469
4 Bed(s) | 2 Total Bath(s) | 1,512 SqFt$649,000
1718 Pearlie Court SW, Ocean Isle Beach, NC 28469 Property Photo
1718 Pearlie Court Sw
Ocean Isle Beach, NC 28469
4 Bed(s) | 4 Total Bath(s) | 2,516 SqFt$299,000
22 Beaufort Street G, Ocean Isle Beach, NC 28469 Property Photo
22 Beaufort Street G
Ocean Isle Beach, NC 28469
2 Bed(s) | 2 Total Bath(s) | 1,088 SqFt$239,900
277 W First Street 1b, Ocean Isle Beach, NC 28469 Property Photo
277 W First Street 1b
Ocean Isle Beach, NC 28469
2 Bed(s) | 2 Total Bath(s) | 940 SqFt$189,000
31 Beaufort Street J, Ocean Isle Beach, NC 28469 Property Photo
31 Beaufort Street J
Ocean Isle Beach, NC 28469
1 Bed(s) | 1 Total Bath(s) | 701 SqFt$166,500
973 Great Egret Circle SW 4, Sunset Beach, NC 28468 Property Photo
973 Great Egret Circle Sw 4
Sunset Beach, NC 28468
3 Bed(s) | 2 Total Bath(s) | 1,335 SqFt$165,000
1629 Lakeview Court, Ocean Isle Beach, NC 28469 Property Photo
1629 Lakeview Court
Ocean Isle Beach, NC 28469
Residential Zoning | 0.42 Acre(s)$46,900
171 Hearthside Drive SE, Bolivia, NC 28422 Property Photo
171 Hearthside Drive Se
Bolivia, NC 28422
CO-R-7500 Zoning | 0.60 Acre(s)$37,900
891 Forest Meadow Court, Shallotte, NC 28470 Property Photo
891 Forest Meadow Court
Shallotte, NC 28470
R15 Zoning | 0.42 Acre(s)$25,000
211 Suburban Street SW, Shallotte, NC 28470 Property Photo
211 Suburban Street Sw
Shallotte, NC 28470
SH-RAM-15 Zoning | 0.17 Acre(s)$18,000

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